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I just received a text from paypal telling me I just paid around $25 to some game company. There was a link to a receipt. I looked up the number the text came from and Google tells me it was Paypal, and the URL indeed pointed to paypal. The linked receipt shows a visa debit sale ("Chip Read, Signature verified") but I do not recognize the last four digits shown for the CC number.

What kind of a scam is this? If this was to my e-mail address I would ignore it, as I sometimes get strangers signing up for various services with my e-mail, but since this was my phone number I am a bit more hesitant to think it was a mistake. Is this something I should be worried about or report to someone? I don't use Paypal.

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    Did you log into PayPal independently of any links (aka just go directly to www.paypal.com, or open their app) to check your account?
    – RonJohn
    Feb 7, 2021 at 18:18
  • @RonJohn I don't have a paypal account. i took the link to the receipt, erased out the domain part and typed "www.paypal.com" back in.
    – user12515
    Feb 7, 2021 at 18:19
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    If you don't have a paypal account, then you can't pay via paypal... This is some sort of phishing attempt.
    – RonJohn
    Feb 7, 2021 at 18:21
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    It could be, or they want you to click the link and then log into "PayPay" with your real credentials (them not knowing that you don't use PayPal).
    – RonJohn
    Feb 7, 2021 at 18:26
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    Hanlons Razor - It's also possible someone miskeyed their phone number as OPs and PayPal has crappy verification processes.
    – Freiheit
    Feb 8, 2021 at 14:54

2 Answers 2

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Since you don't have a PayPal account you are probably safe as long as you don't click any links or provide information. This is either a phishing attempt or a wrong number.

You should just do routine checks of your credit, debit, and banking accounts for any unusual transactions. If there is one, dispute it with your vendor (not PayPal).

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At the moment (Feb 2021) it's really common to get these scam texts.

I get 20-30 a week.

Obviously, just delete and forget, like any spam / scam-spam.

(I don't know, or care that much, how fishing like this has migrated from email to phone texts. But it's the current thing.)

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