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I understand that:

  • A Roth 401(k) may be rolled over to a Roth IRA if older than 59.5-year-old or if leaving one's job.
  • It is possible to do in-service distributions from an after-tax 401(k) to a Roth IRA or Roth 401(k) when employed, if the employer's retirement plan allows it.

Can a Roth 401(k) be rolled over / in-service distributed / transferred somehow to a Roth IRA if younger than 59.5-year-old and not leaving one's job?

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There are no legal restrictions that keep you from rolling any amount over, and there are no tax consequences.

The question is only if the employer's plan allows it. That - obviously - depends on the specific employer's plans details. Some allow it and some not.

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