We live outside USA and received treasury stimulus checks last Year by mail and still can’t find a way to cash it. Local banks do not want to cash US checks. We don’t have a Bank account in US. Can anyone suggest what we should do with the check ? Thank you

  • Do you have a local branch any of the major banks that have branches across the world (eg. Citibank, etc.)? Or perhaps a brokerage account that will accept the check as a deposit? Commented Jan 15, 2021 at 14:29
  • 1
    Make a bank account in the US.
    – CQM
    Commented Jan 15, 2021 at 15:44
  • 2
    Read this answer on how to open bank account in USA for US citizens abroad: money.stackexchange.com/questions/43582/… Commented Jan 15, 2021 at 15:55
  • What do you do when you get a tax refund from the IRS? Commented Jan 15, 2021 at 16:30
  • How old is the check? Is it even still valid?
    – shoover
    Commented Jan 15, 2021 at 21:32

1 Answer 1


Perhaps you can endorse the check and give it to a relative or friend who has a US bank account to cash it for you and give you the money.

  • That's darned risky.
    – RonJohn
    Commented Jan 15, 2021 at 18:21
  • This would be considered as a taxable donation/income to the relative from his end. The relative wouldn’t accept to give the check back in full. Commented Mar 6, 2021 at 16:59

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