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I am a self representing buyer, the property I am interested in purchasing located in Indiana USA, is under list contract. The seller has an agent for the property.

As I self represent myself and submit an offer with the required paper work : mortgage approval letter, purchase agreement and Earnest money, does the seller still pay 4 percent fees to his/her realtor since they have a listing contract?

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  • Real-estate transactions vary from country to country and in the US, even from State to State. So, some indication of where you are planning on buying the property would be helpful. A generic response of "Tell me about all possible locations" will likely result in your question being closed as too broad. Oh, and it is earnest money not Ernest money even if you are in Oscar Wlide's play The Importance of Being Earnest"! Oct 10, 2020 at 21:22
  • @dilip ;) thank you for the feedback and made appropriate changes
    – tam tam
    Oct 10, 2020 at 23:16

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does the seller still pay 4 percent fees to his/her realtor since they have a listing contract?

What happens between the seller and their agent depends on the terms of their contract. Unless they show you the contract you won't know if the rate is 4% or something else. They could have a contract that allows a discount if the seller finds the buyer, they could also have a contract that still charges the full amount if the buyer doesn't have an agent.

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