I have a credit card that I rarely use. It is set up so that the full balance is automatically paid off each month from my bank account.
I switched bank accounts and updated the account details for the credit card, but the credit card company still tried to get the payment from my old account. The next automatic payment would have gone out from the updated account, but they ended up reporting me to the credit bureaus (Experian, TransUnion, and Equifax) for the missing payment, and my previously great score is now in the dump.
Ultimately, I know it's still my fault. I should've been more diligent. My question is how can I recover from this? I manually paid the balance immediately. I have submitted disputes to the three credit bureaus. Is there any way to "quickly" recover my score? Is there anything I can do to help my dispute case or beg for the credit bureaus' compassion? Any insight is appreciated!