A man wants to transfer money to my Green Dot debit card. He asked for my username, password, account number and routing number. However, there is no money in the account. Should I still be worried?
He asked for my username, password, account number and routing number. However, there is no money in the account. Should I still be worried?
You should, it would be reckless and negligent to provide that information even though there is no money in the account.
Green Dot's terms include
establish a username and password which you will keep secure. You agree not to provide access to your Account together with your user username and password to others. You are solely responsible for protecting the security of your Account on your device
If you give a username and password to other people, you are in breach of these terms and conditions - this is a breach of contract. You are likely to be held accountable for any consequent loss to Green Dot.
For example if this man uses your account to launder money for a criminal organisation - you are the person that law enforcement will come looking for first. In the worst case you may have to provide a law court with convincing evidence that this man exists and that you could not have been reasonably expected to have known of the terms and conditions you breached. If the man runs up some kind of debt or overdraft, you may be held responsible for repayment.