We got a refund check and the dealership had put my name on the check. However, we need the money to go to my boyfriend's account. If I go up to the bank with him and explain that I want this check deposited in his account will they let us do that? To be clear, we do not have the same banking company.


The right way to do this is to endorse the check by signing the back, then write "Pay to the order of " followed by that person's name.

However, since this process is highly susceptible to fraud (someone could just take a check that you endorsed, or forge an endorsement, and sign it over), not all banks allow this. If you are there to prove that you endorsed the check in the first place, it might reassure the bank.

Bottom line: go to your boyfriend's bank before endorsing the check, explaining what you want to do, and they'll tell you how to do it. It will be very helpful if you're there with identification to verify that you endorsed the check in the first place.

  • 2
    Or.... cash check at bank one. Give cash to boyfriend. Boyfriend deposits cash in bank two. Sure, may take an extra 20 mins, but it's like 0 risk of anyone thinking something sketchy or untoward is happening. Aug 27 '20 at 13:31
  • 2
    Sure - or deposit and paypal/venmo/etc. I was just answering the specific question of depositing a check in an account other than the payee's.
    – D Stanley
    Aug 27 '20 at 13:44
  • I am not disagreeing, Mr Stanley. Just saying that cashing at one bank, handing cash over, then depositing cash into boyfriend's bank ends up with the exact same desired result ($ in boyfriend's account) without the risk of the bank(s) in question interrogating. Aug 27 '20 at 16:53
  • @R.Hamilton Your suggestion would probably be the default option. I suspect OP has a reason they don't want to do that. I would be interested to hear what it is though...
    – TTT
    Aug 28 '20 at 3:21

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.