I'm a college student in the United States, and for an Economics class I was taking I needed a subscription to the Wall Street Journal, so during the first class we filled out a subscription form with information like name, address, email, but no payment information.
I had to switch to another class, so I no longer needed the subscription, so I never sent them my payment information. For approximately 4 months they kept sending me email and snail mail about having to pay them, but I never received an actual newspaper from them. I just ignored all of their requests to pay them, but today I received a letter from a debt collection agency asking for $29.95. The collection agency is North Shore Agency, if that matters.
I figure if they're sending these goons after me, I shouldn't just ignore this. AFAIK, you can be taken to court for as little as $20, but I doubt they'd do that, but I don't want to take chances.
I don't intend to pay the bill, but is there anything I should know or do to protect myself?