# With student loan interest suspended, which loan should I be paying off?

Say I have two loans, A and B.

Loan A: Normal low-interest loan with interest `Iₐ`
Loan B: Student loan with higher interest `Iᵦ`. However, because of Coronavirus, interest is suspended for the next `T` months

Which loan should we pay off? Obviously the answer will be an equation depending on T: if T = 1 day, the suspension makes basically no difference, but if T = 1000 years, the loan might as well have no interest at all.

Apologies if math questions are off-topic here.

• Just FYI, I believe this question is on topic.
– TTT
Commented Aug 16, 2020 at 4:29
• For some psychological discussions of why it might be better to base your decision on the magnitude of each loan, rather than the interest rate, see this question: money.stackexchange.com/questions/48073/… (It was in the Linked section to the right, but I couldn't see the reference that made that happen, so I figured I'd make it explicit.) Commented Aug 21, 2020 at 19:55