I am going to be living abroad for a year. I left my employer and am on short-term health insurance until I leave. I wasn't planning on maintaining domestic coverage (U.S) while I was abroad, but I am aware of the HIPPA 63 day "creditable coverage" gap for pre-existing conditions. I plan on purchasing travel health insurance through a company like World Nomads, which I believe does not count as "creditable coverage" in the U.S.
I don't believe I have any pre-existing conditions that would cause me to be excluded from a plan when I return, however, even without a pre-existing condition, could I expect my premiums to be very high ( > $1,000/month) when I return because there was a gap?
I found some information on AskMetaFilter that was helpful, but these are for people who do have pre-existing conditions. I can't find any information for those without pre-existing conditions.
I also asked a similar question at travel.se: Travel health insurance that counts as “credible coverage”