A relative migrated to the US and obtained permanent residence, then citizenship. They'd like to freeze their credit, but they don't yet have any to freeze. Since they now have a social security number and all the rest of the documentation that can be stolen, we'd like to figure this out.
There are a couple of things we wonder about. The first is, do we need to get loans / secured credit cards to even have them in the system? Trying to freeze with Experian etc. now returns errors (they can't be found). Another question is, do they need to establish a long credit history? I know when I froze my credit they asked about addresses and loans going decades back. Can they freeze it if there's not a long history to verify against?