United States, father passed away, mother is disabled. I've been here for a few weeks taking care of all of their affairs, including filing the life insurance claim. Apparently, the insurance company will be mailing my mom a check, a paper check, for a six figure payout **
The big problem is that I live a full day's travel away and I won't be here when it arrives, and my mom cannot walk or even open an envelope. She will only have non-family caregivers with her whom we don't really know. I am scrambling and need to go home for a while to tend to my own affairs but then I intend to return but it could be 2 or 3 weeks after the check has been delivered and it'll have been sitting in the house.
That the check would fall into the wrong hands and be cashed by someone other than my mom.
Is that possible? Would any bank let the wrong person cash a six figure check?
** I made a mistake when I filed the claim; I checked the "send a check" box on the form instead of "put it in some kind of account", but I expected it would come right away. It has already been 2 weeks!