I want to set up an account on PayPal or Google to simplify online transactions. However, for security reasons, I do not want to link it to a bank account.

I can get a friend to fund the PayPal/Google account and then I can spend the money online (or use the PayPal debit card).

Is this possible? Can I setup a PayPal or Google Checkout account without giving them a bank account?

2 Answers 2


Yes, you can set up a PayPal or a Google Checkout account without a bank account linked to it.

Neither PayPal nor Google Checkout requires you to link to a bank account.

Both services provide for linking your payment account to a credit card instead.

  • I don't want to use a credit card either.
    – user128807
    Dec 9, 2011 at 20:47
  • @user128807 I suggest you update your question accordingly. Dec 10, 2011 at 13:24

Yes, but PayPal has limits. Depending on your annual transactions you might have a $$ limit each year unless you agree to tie to a bank account. In my case, I set up another checking account to link to, and keep a small amount there. Less than $200.

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.