I never had a car before, but I'm starting to feel the need of having one.
Fortunately, I can bike to work, and would only use the car on weekends (and very occasionally on weekdays). Additionally, I'd rarely make long trips, so I'd expect a <2k miles per year usage.
One problem is that, once I never had a car, there's no way to prove I wouldn't use it much (and all insurance quotes I checked required some evidence). Renting a car every weekend also doesn't seem much cost-effective (besides the overhead of renting it every time).
Could you provide any advice on that?