Since Mnuchin has pushed back the filing deadline to July 15th this year (IRS announcement and Notice 2020-18), does that also push back the deadline to contribute to a Roth IRA?

irs.gov says this about the Roth IRA contribution deadline:

Your tax return filing deadline (not including extensions). For example, you can make 2019 IRA contributions until April 15, 2020.

But I don't think what Mnuchin did was extend the deadline for everyone, I think he changed the actual date.

1 Answer 1


Yes, the deadline for making contributions to Traditional IRA and Roth IRA for 2019 is now July 15, 2020. See this IRS FAQ:

Q17. Does this relief provide me more time to contribute money to my IRA for 2019?

A17. Yes. Contributions can be made to your IRA, for a particular year, at any time during the year or by the due date for filing your return for that year. Because the due date for filing Federal income tax returns has been postponed to July 15, the deadline for making contributions to your IRA for 2019 is also extended to July 15, 2020.

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