Because that's what's happening to me right now. I got rejected a few months ago, and now I'm getting offers like crazy..

I haven't ever gotten one before, and am still a dependent on my parents.


I think that its not because you were rejected several months before, but because your credit report started showing some activity and you fit the filtering criteria (which are pretty low in some cases) for those "preapproved" offers.

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  • +1. Before he applied he had no credit history and so was automatically filtered out. – sharptooth Nov 21 '11 at 6:10

You're getting credit card spam mail? Welcome to the world. It's not anything you did, specifically -- it's merely a function of your existence.

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