My employer offers no retirement plan; my income is in the phase out for a RothIRA, so I will be unable to contribute this year (any contributions this year are from remove of excess contributions in 2019). Complicating things is that I have a rollover IRA from a previous 401(k) plan.
I'd like to put the money which was going to the Roth to some other investment for retirement? Are there any other retirement account options I can take advantage of (non-deductible traditional IRA contributions)? If not, how can I best invest for retirement (ETFs)?