Does returning small bank verification deposits count towards the limit of 6 monthly "convenient" withdrawals on a savings account?
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Yes - probably. Ultimately it depends on exactly how you made those transactions.
The relevant Federal rule is often referred to as Reg D and it places limits on how certain account types must be reserved for by banks.
A bank with deposits from customers is required to keep a portion of that money on-hand and available, as a way to support the liquidity of those deposit accounts (in other words, as a way to ensure that customers have access to their money). These reserve requirements vary depending on the type of account and it's intended use. Accounts that are intended to be highly transactional in nature (i.e. a checking account) have different reserve requirements than accounts that are not intended to be quite as active (i.e. a savings account, or a time deposit account).
As such, banks need a way to ensure that customers are using account types "correctly" - otherwise, the model for calculating reserves won't work well. If you have a savings account but use it as if it was a checking account (making dozens of transactions a day, for instance) that kills the effectiveness of the model.
So, besides stipulating reserve requirements, the federal government, through Reg D, also places some restrictions on how accounts can be used by consumers. The most famous is the limit of 6 transactions per month.
The rules break transactions into those that count:
And also, those that don't count:
So, what is the actual implication of this 6 transaction limit? What happens if you exceed it? Ultimately, the results of going over the limit of 6 transactions per month vary significantly from bank to bank:
Banks are allowed to take any of these actions once you've exceeded the limit. And, of course, banks have a lot of freedom anyways, in terms of how they manage your account - some banks will behave as if the exempt transactions actually do count (i.e. they will take action after your 6th transaction, regardless of whether or not any of them were not technically included). Although this may sound scary, banks are in the business of retaining customers, and many banks are fairly lenient on this rule.
So - ultimately - you really need to ask your bank how they handle this, even if you can determine from this list whether or not the transaction actually qualifies.