I have a bank account with Bank of America. I am planning to apply for the Amazon Prime rewards credit card by Chase. Do I get charged any fee if pay my Chase Amazon prime credit card bill with auto bank transfer from Bank of America?

  • 4
    No. (I've paid a lot of credit cards "across banks", and never been charged such a fee. In fact, I've never heard of such a thing.)
    – RonJohn
    Jan 5, 2020 at 23:28
  • What would make you think you would? Jan 5, 2020 at 23:47
  • 1
    @AaronD.Marasco banks do it with ATM machines, so it's a somewhat reasonable question from someone who's only ever used ATM machines.
    – RonJohn
    Jan 6, 2020 at 13:45
  • @MonkeyZeus that's what I said yesterday.
    – RonJohn
    Jan 7, 2020 at 19:31

1 Answer 1


No, you will not get charged a fee by either bank for paying your card off in this manner.

Sometimes there are extra perks for having a checking account and credit card with the same institution, but never a fee just for using different banks and paying between them.

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