So, I accidentally charged more than the amount on a prepaid visa debit gift card on an online retailer and it didn't get declined. What will happen? Should I take advantage of this?

  • 2
    "Should I take advantage of this?" sounds like you already did. Is the card reloadable? – D Stanley Dec 18 '19 at 15:32
  • Is the card associated with you in any way? – TTT Dec 18 '19 at 15:34
  • @TTT does it make it less illegal if it's not ? – xyious Dec 20 '19 at 21:34
  • @xyious - I ask because if the answer is no, then I question whether it's even possible. It could simply be an auth without a charge that was approved. – TTT Dec 20 '19 at 22:47

The card will not be charged until the order is prepared. Once Amazon attempts to charge the card, it will be declined. If there are no other payment options in your account the package will not be sent.

  • This makes sense. Let's hope OP can confirm this is indeed what happens, if/when it does. – TTT Dec 18 '19 at 16:13
  • I charged it with two items, 1 that already went through successfully (I think... (it was a digital purchase)) that used the card up entirely and another that is a shipment, so we will see. – dave Dec 18 '19 at 18:08
  • 1
    It's likely the case that the timing and order of those two transactions is what allowed the authorizations to go through, but I don't think that changes Bob's answer (which I suspect will turn out to be true). – dwizum Dec 19 '19 at 13:56

Unfortunately, in the "Your package is on the way!" email, they automatically switched to the default payment method, my credit card.

  • Mystery solved! Thanks for the update. – TTT Dec 20 '19 at 22:51

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