In the US, will closing a bank account negatively affect your credit score? I've had it with my bank and I'm thinking of moving my money to a smaller Credit Union. Would this affect my credit score? The current account is the one I've had open the longest. I would close both a checking/savings account and re-open them with a local CU.
FICO score tracks credit, not checking or savings. Unless there was a credit line attached, no impact at all.
Not at all, no effect whatsoever.