My wife bought a condo in foreclosure a couple of years ago. We both live here and most weeks I get a couple of pieces of mail for the previous owners; who apparently ran a business here. Most of the time it is meaningless junk mail, magazine subscriptions, etc., but sometimes it is bank statements, letters from the IRS, and collection agencies as well. Most of the time I throw it away or write "Return To Sender" depending on what type it is.
I received 2 letters from a bank, which I have not noticed letters from before yesterday. Both contained what I assume are debit cards (I did not open the mail though). So it seems that the former residents are opening new bank accounts in their name, using their former (my current) address. The thing that really set off flags in my mind is that not long ago I opened several accounts at the exact same bank.
Should I be nervous about this? Can this come back and harm me for whatever reason? Can this harm my credit? Will banks/collection agencies go after me for someone else's debt? (I know I wouldn't be liable, but I still don't want to deal with it.) Should I be nervous about my identity?