- Employer provides four plans, with the following three that interest me, PPO, HMO, CDHP
- During open-enrollment I choose PPO.
- I marry. This counts as a QLE.
Am I allowed to change to CDHP midyear?
From my readings and understanding, this QLE only allows me to elect coverage for spouse under my current medical coverage.
Is my understanding correct that I may not change my health plan? Furthermore, no QLE exists that allows one to change health plan chosen during initial open-enrollment?