My credit history is almost 6 months old and I have a score of around 700 now. I got my first credit card 6 months ago and two weeks ago I got another credit card. Last day I got prequalified for a Visa card, which I would like to have because my other two cards are not Visa.
I am planning to take a used car loan in January. My doubt is will it be good or bad on the used car loan deal that I will be taking in two months if I apply for my third card, since my credit history is less than an year?
Also one of my friends told me that at least 3 credit lines would be good to get a good deal - less interest - on car loan, is it true?