I am a Spanish citizen who has been living in UK for the past 7 years. During this period I have always worked here and I haven't received any income from Spain.
I have also regularly contributed to a pension scheme that my company has setup and where the company contributes as well.
The question I have is what happens to my state pension contributions and my personal pension scheme in the event that I will leave the UK before I actually start getting retirement benefits?
For simplicity, let's say I am 35 and I will stay here in UK other 3 years (so a total of 10 years of contributions in UK) and I decide to move back to Spain to work the remaining years until retirement.
When I retire, will I be eligible for a state pension from the UK even if I am then in Spain? And would that cumulate to the one I will get from Spain?
I guess my personal pension scheme won't be a problem and I should be entitled to get the all money out as I want based on UK rules even if I am in Spain at that point.