Income from P2P lending is reported on forms 1099-INT, 1099-B, 1099-MISC and 1099-OID. Are any of these earnings subject to Social Security or Medicare taxes in any way? I have heard from people they are not, but I can't find anything online to confirm it.
I asked my account and he confirmed that it is investment income and not subject to Social security and medicare taxes.
I guess I should have just done that in the first place instead of waiting a week. Any way I'm sure someone will need this information and god knows it not easy to find. anyway thx to @chepner for helping clarify my question, wish just someone could have answered it so I didn't need to talk to my accountant. Cheers!