My bank resolved the following problem in less than two days, but I would like to understand why/how the problem happened.
My husband died in mid-January, and several days later his Social Security check was deposited in our checking account. About 6 weeks later, the SSA took back the deposited check, which is Standard Operating Procedure when a check is issued after death.
A few days ago the SSA took back the check again. I went to the bank and they said they would fix it, and they did. Everything is OK.
But why did this happen? Is this, if not a common error, at least not unheard of?
The only connection I can think of is that two or three weeks ago, I retitled the checking account by removing my husband's name, because his SS# was the reporting number. Coincidence or cause?
This snafu could be a real hardship for many people, especially if they did not have such an efficient and acomodating bank as I did.
Any experts out there who can explain this snafu?