I am looking at using a money management app, rather than just my own Excel spreadsheet, for my personal finances.
The way I've always thought about my money is "I have a fixed amount of income which I can't exceed, so I need to look at my outgoings in light of that income, to ensure that I'm not spending more than I have, while still meeting my savings goals too".
Looking at apps like Yolt and Money Dashboard, the focus is different. It's very much focused on the breakdown of your outgoings compared to other outgoings (e.g. 10% on food, 5% on cinema, etc.) - which is fine as far as it goes; but without comparing that to your income what does it actually tell you? Money Dashboard, for example, has no way of even showing your income on the main dashboard (although you can see it in on another screen). This seems like a major oversight to me, and surely encourages people to spend all of their money (because they can't see what money they have available to spend); rather than focusing on saving?
--Note that I previously mentioned that I budgeted as a % of my income, which only works because I have a fixed income. It wasn't really the focus of the question, so I've edited it out above, but left this comment here because some of the answers won't make sense without that context--