I got the offer today. Other companies have made similar offers. Is there a downside to this kind of thing? Are they getting some sort of access that they will somehow market some junk to me?
Here's their blurb,
"Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website." etc.
I don't see a down-side to this, but I know that usually companies don't give you something for nothing. Has anyone had any recent experience with this or a similar service? It seems benign... thx