When shopping around for car insurance it is important to be truthful, but how do you truthfully answer questions you don't know the answer to?
For instance, my current insurer doesn't list claims more than 3 years old, and it doesn't list who the insured driver was at all. But some insurers want to know all claims for the past 5 years for each person being quoted.
Is is preferable to just omit information and rely on them pulling the official report before quoting? (Why do I have to answer all these questions anyway when this info is already in a big database somewhere?) Should I just guess at the date? What if I don't know how many claims there might have been?
I'm assuming that if I talked to an agent they could straighten all this out - but I'm also assuming that I would be paying a significant amount more for the same amount of coverage (at least this has always been the case when I asked my home owner's agent for a car insurance quote).