So average mortgage rates are lower and lower. I.e. X-year mortgage rates are 4%.
Lets assume I have a greater than average credit score and credit history, greater than average net worth, greater than average income, very low % credit utilization on existing credit.
How deep a discount on the average mortgage rate could I likely get? Can I be looking at 2% mortgage rate, or 3.5% mortgage rate, etc?
What other factors should I consider? I keep track of my credit information meticulously. I never considered real estate, but the rates are so low now that it is catching my attention.