I'm fairly new to investing and I've never learnt to invest in different asset classes. Since my career has kicked off really well in the recent 3-4 years, now I'm planning to invest in property.
I've been investing in index funds for the last a bit over an year and it's going really well but I have only around 10% of my net value invested there.
I want to invest in property and would like to know your opinion on buying a property with a buy-to-let mortgage vs buying with cash.
The common theme is to get a 25% buy-to-let mortgage to leverage your investment which makes sense. The other one is to buy cash - I watch a lot of Dave Ramsey (more popular in the states I guess) and he advises to never take a mortgage.
What's your take on that? Is it worth taking more risk by leveraging?