I have started investing in a 401(k) recently. I have few questions on how Fidelity 401k investments work.
Choosing Investments: Let's say I didn't choose any investment options, does that mean my money and employer match are not reinvested in anything and will stay the same over time?
Can I invest a part of 401(k) money in investments?
If I set up my investment plan in stocks/bonds now and my money is deposited in 401(k) account in a week, will Fidelity invest that money immediately in the stocks based on the plan I have setup? How much time does Fidelity take to invest the 401k money in stocks based on the investment plan?
Isn't it better to wait for the stock market to go down (if I think the market is doing well and will crash in a month or so) before I set up the investment plan?
Any advice would be appreciated.