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I am listed as the owner on my policy. Who is allowed to take out a loan against my policy without my signature

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    Please elaborate more. For some life insurance, there is an opt-out term that allows the insurer to take a loan from the contributed premium to pay for the late premium.
    – mootmoot
    Commented Jul 4, 2019 at 15:35
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    Is this a hypothetical, or has someone besides you taken a loan out against a policy that you took out for yourself?
    – RonJohn
    Commented Jul 5, 2019 at 5:23

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