I am currently contributing enough to hit the limit (~$18000) per year and get a match of 100% for 4% of it.
My 401k provider (Fidelity) just sent me a quarterly progress email and suggests that I save more. Say 15%. If I do so, I'll cross the 401k limit.
Should I just ignore that recommendation or is there something else I could/should do?
EDIT: I looked at the email again. For the sake of posterity, it does look like they were referring to retirement election (which has 2 sections - Employee Deferral and Roth Deferral). Employee Deferral has the percentages that I am contributing towards 401k.
Exact text of that snippet of the email:
Saving for your future? Check. Contributing the suggested 15%† or more? Not quite—but you're so close! Get there in less than 60 seconds. < Button that says "Yes, Crush it!" >