I'm privileged/blessed. I'm 38, I have a healthy emergency fund, I max out my IRAs (mine and my wife's), and I am making a good bit of money above that every year now. What should I do with that extra money? What are my options?
My current best idea is to stick it into a dated retirement fund. A caveat thought is that I'm interested in starting a business at some point in the next 10 years or so, so I'm thinking that I can make that retirement fund dated for 2025 so that it's making better interest than just setting in my bank account but is not at risk of losing much money.
Is this silly? What should I be doing with that money?