I have an account where I am buying monthly a MSCI World ETF. I am now thinking about adding to this account single shares from a few different companies. What impact could this have if I mix up my depot with ETF's and Shares? Or is there no effect at all?

| improve this question | | | | |
  • what sort of impact are you anticipating? What is the deposit you are asking about? – mhoran_psprep May 31 '19 at 12:26
  • My question was just generally asked. Does it make sense to mix up an ETF-deposit with single shares? Or should you just seperate ETFs from single shares? – Stelios May 31 '19 at 12:48
  • I still don't understand the question. What is a deposit? is it a bank account, or an account at an investment company? – mhoran_psprep May 31 '19 at 12:53
  • Oh sorry I think I just translated it wrong. It is an account at a bank just used for investing in shares / ETFs – Stelios May 31 '19 at 12:58
  • What's your motivation for wanting single shares? Get invited to stockholder meetings? – Harper - Reinstate Monica May 31 '19 at 20:32

What you have is an investment account, with ETF in it.

(In America, at least, retail and commercial banks can't offer investments, though they do "partner" or merge with investment banks that do offer this service, so that you can see both checking and savings accounts and investment accounts in one place.)

As for the heart of your question, "What impact could this have if I mix up my depot with ETF's and Shares? Or is there no effect at all?" the technical answer is: no effect at all.

Note, though, that while ETFs and mutual funds are "designed" for buy and hold, many people tend to get "happy feet" with individual stocks, selling and buying at the wrong times.

So... first "know yourself"!

Happy investing!

| improve this answer | | | | |
  • Given the OP's (minor) translation issue, do you really want to use the phrase "happy feet"? +1 still, nice answer. – JTP - Apologise to Monica May 31 '19 at 13:55
  • Thank you for your feedback.. I'll think about it. – Stelios May 31 '19 at 14:05

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.