I received the below email. Is is a scam or not a scam?

Attention: Mohamed Atef,

May the peace of the Lord be with you.

Yes He left an ATM/VISA CARD with me before he traveled out of the country, He ask me to send it to you, but do not know how to convert a card to money when he did not give me the pin code due to security reasons. He said that as soon as you confirm that you have received the ATM CARD that his bank will give me the code so that I will send it to you for onward withdrawal of your money.

I will need your full name, address and telephone number, to enable me gives it to courier Service Company so that they will deliver it to you.

I will be waiting for you to send to me your full address.

God bless, Rev. James Koko

  • 5
    Do you know the sender? Who is "he" that the message talks about, and do you know them? Commented May 23, 2019 at 2:15
  • 5
    100% scam. Stay away
    – Dheer
    Commented May 23, 2019 at 3:57
  • 4
    Isn't it obvious that this is a scam? How could it not be?
    – glglgl
    Commented May 23, 2019 at 8:43
  • 3
    @glglgl I got fewer than 10 words in before realising its a scam so I agree that it should be obvious but somethings aren't as obvious to some people as they are to others.
    – MD-Tech
    Commented May 23, 2019 at 10:00
  • 4
    @glglgl - think about this. If no one ever fell for a particular scam, that scam wouldn't exist. An email is cheap, a dollar per 100K or 1M? So it doesn't take too many responders to make it profitable. Commented May 23, 2019 at 22:33

1 Answer 1


Here are a few questions for you:

  1. Do you know who He is other than Lord, God or Almighty?
  2. Did you lose your ATM card?
  3. Do you know the person who emailed you (in your case: Rev James Koko)?
  4. If you don't know the person who emailed you (James Koko), do you know how this person may have your email but not info about where you live or your phone number?
  5. Do you think someone would just give you free money?
  6. If someone you know asked that person to mail you the ATM, why would that person worry about PIN to take out cash and then send you the card. Does that make sense?

If the answer to any of the above is No then it is a scam. Further, here are some more questions:

  1. Did this mail go to spam/junk?
  2. Does the email ID of the sender look weird/odd?

If the answer to either is Yes then it is a scam. In fact you could safely apply these rules for most emails of such nature.

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