In reality, this problem was acknowledged and resolved by one of the parties, but I want to know what to do in theoretical future scenarios.
- My Airbnb account was recently hacked.
- I don't know why, but I had previously given the Airbnb account a permanent pre-approved PayPal DD connection.
- The hackers used this connection to make a large purchase on a Credit Card associated with the PayPal account.
Both PayPal and my Bank asserted that this wasn't their problem, and claimed that as far as they were concerned the transaction was appropriately approved and they wouldn't do anything.
In reality, Airbnb refunded the transaction, but supposing they'd refused to do so, they I would have been out by £800 as a result of fraud.
Which of the 3 companies should I focus on in this circumstance, to try to get my money back? Do I have any legal recourse against any of them?
I was under the impression that using Credit Cards gave you a lot of protection, because you could just tell your Bank that a Transaction was fraudulent?