I was told that identity theft of a minor's credit is a very sought after goal for thieves. Is it true that credit agencies will offer lines of credit to individuals who are not yet 18? Is there any minimum age they filter against? If an identity theft succeeds on a child target is it true that there's no real alert to the parent regarding another destroying their child's credit history?
Should the default action be to freeze a minor child's credit until they come of age and can monitor these things so that they don't start out with a ruined credit history? Basically request a credit freeze right after birth. Is this a common request to the credit agencies, what do they formally call such requests?