If I own a credit card and I used it for a while (say 6 months) and after that I decided to stop using the credit card and use my debit all the time.
How will this influence my credit score?
Being in Canada, I looked at the types of credit reports there are. For a credit card it is a revolving credit (R0-R9).
So, after a period of time of not using the card, what report will there be?
Not R0, since the card is not new
Not R1, since no balance
Maybe R6, since it's called "This rating does not exist" (or I misunderstood)