I'm having two credit cards with only 10% of worth credit limit available (Nearly full). I can pay off both cards with my savings and my savings would be zero or nearly zero.
I'm wondering whats the financial healthy way of doing this. Whether to maintain the credit balance by paying the interest and the minimum due or just pay off all debt and live empty hand for few months?
Also keep in mind, when making this decision, I can totally forget about the
credit score matter of having a almost full credit card due to the country I'm living in right now.