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I am extremely confused why the dealership had my dad sign as the primary buyer and me as the co buyer. I understand that we both have equal rights to the car and have an equal obligation to pay for this loan. I made sure to ask the guy not once, but twice if I was the buyer of the car , meaning that I would be responsible for everything, not my dad. He assured me that yes I would be the buyer. He neglected to tell me as a first time car buyer how this would affect my father if he signed on with me. It is only after my dad had issues with refinancing the house that he got denied because he signed on with me as a buyer of a vehicle. Please help me understand!