My family and I moved to the US, with a job, on May 21 of 2017. Since June of 2017, we have been covered by health assurance through my job. (the form 1095-B from Aetna informs 7 months of coverage).
Our (first) tax return was filed by our tax accountant with the full year health coverage box, on line 61, unchecked.
And this resulted in a penalty:
Our records show you have an unpaid shared responsibility payment for the tax year ending December 31, 2017. You owe this payment because one or more members of your tax household didn't have minimum essential health coverage. Your balance of $ X is due immediately. If you already paid your balance in full within the past 14 days or made payment arrangements, please disregard this notice.
Now my questions:
- In this situation of moving to the US as a nonresident alien in the middle of the year, did we have full health coverage for the year 2017?
- What can I do to fix it? Send a letter (what my tax accountant recommended me) proving I got here in the middle of the year and had coverage since then, or just submit a form 1040x with the line 61 checked?
- In my situation, would be more appropriated to file the tax return using the form 1040NR?
P.S.: I've explained my situation over a phone call and in an IRS office appointment, but they were not able to guide me in this situation.