I am applying for a new credit card in Germany and am confused by the wording a bit (I just threw it into google translate).
Convenient transfer service
We arrange the transfer to your checking account. For security reasons, we can only transfer to the account from which the monthly direct debit is collected. After a short time you can dispose of the money. Credit rating provided, maximum your free limit.
Please transfer from my credit card account to my deposited reference account: [x EUR]
Is this amount I give a minimum spending each month? If I don't tick this option I have to accept:
Please confirm that you are acting on your own account. We ask for your understanding that we can not open accounts on a third party account.