My friend said he knows this guy who will deposit money into my Chase bank account. The only requirements being that I have had the account for over 4 months and my balance is not negative.
His name is Antonio and he states he can set me up with a payroll; deposit $1,500 into my account once a month for the next 3 months.
When I asked where this money is coming from he stated from Ghost Accounts.
What is this?! It sounds illegal/fraud. Anyone heard of something like this?
If a stranger is offering to give you a bunch of money for doing nothing, it's probably a scam. You haven't given enough info to tell how it works, but I'd guess it's a variation of something like this:
they "deposit" $2000 into your account
they say "oops we messed up and sent too much. please send back the additional $500"
you do it, and then the initial "deposit" gets cancelled or fails to clear