My Wife and I are both American Citizens who got married in October. Our initial plan was to enroll in my job's health coverage during the open enrollment period in November, but after we sat down and looked into our options, we found that its best for both of us to just remain under our parents health coverage (Both of us are under the age of 26, will be until after next year's enrollment period, and our parents are fine with us remaining under their plans as us staying or leaving has zero affect on their plan's cost).
My wife had to submit a renewal form at the end of the year. Flash-forward to the middle of January, the form was sent back due to some missing information. Along came a letter stating that she will need to submit it by the end of a specific deadline(End of January) for them to consider approving us. She filled out the missing information of the form and sent it back, but have not heard word from them since.
She called them earlier today to find that she no longer has coverage. They will not also let her enroll in a plan since: A. It's past the enrollment period B. She does not qualify for special case enrollment.
She does not turn 26 until the next 8 months. We can afford to opt her in any health insurance and have a combined income of >$50K. I am finding our options are limited and am worried she'll be without health insurance until her birthday. Is there any way we can get her set with some sort of health coverage until the next enrollment period?
She does take prescription medication but has run out and has not been able to re-fill due to being without insurance.