My father died without a will and so there's a lengthy legal process for obtaining ownership/title of the house.
In the meantime we have the property rented out and I've been making mortgage payments to the bank.
The question is: will the bank want to issue a new mortgage in my name if I let them know that my father is deceased? How could one get a mortgage on a property that they don't yet own?
I have no problem making the payments, even at the currently-higher interest rates - but I don't have a lump sum of a few hundred thousand dollars to buy the house outright if they attempt to force a sale.