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Is it true that in the US, health insurance does not pay for treatments needed as a result of car accidents?

Specifically, what insurance covers the following scenarios:

  1. Someone has an accident where they are at fault and need to get expensive treatment
  2. Someone has an accident where they are not at fault and the other driver has liability insurance
  3. same as 2, but driver at fault does not have liability insurance
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    Where did you get the idea your health insurance wouldn't cover care you may require as a result of a car accident? – quid Feb 11 at 3:19

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