I'm a New Zealander who has moved to Australia to work.

I'm getting married this year - we will both be living in Australia. She is a student on a scholarship, and I work fulltime.

I'm wondering if there is any tax advantage that allows for calculating taxable income as a combination of both incomes.

1 Answer 1


Married here is Australia ( ;

If we are talking about the personal income tax then no. I know in other countries it is possible to split your income and that would effectively reduce your effective tax rate as a whole, but that doesn't apply in Australia.

If anything you could be both worse off, you need to be careful that if your wife-to-be has some sort of Centerlink (social security) benefit, she may no longer be eligible for it once married to you, if you hold a full time job, make sure you check this.

There are other decisions you can both make as a couple, which reduce your taxable income, revolving around salary sacrificing, negative gearing, to name a few. But that's something else, although in some circumstances it may be tax-wise beneficial to be married, I wouldn't say that to be the general case.

Some things such as ambulance cover, you can get as a couple, reducing your costs slightly, but I can't imagine savings running into the 1,000s of dollars, more like low hundreds if that.

Consult a tax professional for any other queries you have.

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